Providing Quality Insurance Adjustment Services since 1973

Who We Are

Passion. Experience. Diligence.


For over forty years, Halo Adjustment Service has been serving clients in the insurance industry with the highest levels of efficiency, integrity, and professionalism.  Halo Adjustment Service builds its top quality reputation from its experienced leader, Hal Halo.

With over 35 years experience in the insurance industry, Halo Adjustment Services also has comprehensive experience in policy formulation, cost control, preparation of business plans with built-in outcomes metrics, risk management and the development of innovative risk assessment procedures.  Hal’s professional achievements include:

  • Developed, tested, and implemented a highly effective 10 point Risk Profile which is utilized by insurance underwriting and/or claims departments.

  • Was Fiduciary responsible $500M+ in commercial claims over 35+ years

  • Doubled market share in heavy equipment physical damage for Toensmeier Adjustment Service by the end of second year of employment.

  • Participated in drafting of new state regulatory legislation for New Jersey concerning insurance adjustor licensing in partnership with Col. Pagano, Commissioner of Insurance.

  • Conducted numerous seminars and training programs customized around individual corporate needs.

Let us put our considerable experience to work for your company needs.  Book an appointment and we'd be happy to discuss you individual needs and how we can help.


Get in touch

We at Halo Adjustments know that finding the insurance adjuster to evaluate your claim and represent you is a choice not to be taken lightly. That’s why we offer free consultations to understand your situation, provide advice on the insurance claim process, and jointly come up with a plan to get your claims resolved in a quick manner.

Book an appointment ▸





Harold "Hal" Halo

Hal Halo, President and Founder of Halo Adjustment Service, is a seasoned, hands-on professional with more than forty years of comprehensive practical experience in all aspects of property, heavy equipment, and casualty claims. A recognized expert in the field, Hal has a proven track record of adapting to the needs of the case by efficiently uncovering evidence, deducing and prioritizing the facts of a case, and analyzing and synthesizing those facts to enable cost-saving conclusions for his clients.



Masters of Business Administration
Econometrics and Quantitative Economics

B.A., Business Administration

US Army Sergeant (Paratrooper)

Activities & Affiliations

  • National Association of Subrogation Professionals
  • Adjusters International